As November comes to an end so does our brief time of being debt free. In just a few days we will close on a house and again have a mortgage payment. At 3.25% I certainly can’t complain about the interest rate on the debt, and the truth is for us we are ready to own a home again. I know for many on the path to financial independence owning versus renting always seems to be up for debate, but for us it is our preference and makes sense in how we are defining our path to FI.
I am now counting down to only two weeks left on what has turned into my second full-time job. I have enjoyed five months of essentially doubling my salary, but I am exhausted and have come pretty close to reaching my breaking point. In the long run it has helped me meeting some of my FI project goals, but it has taken a significant toll on my well-being (sleep, health,etc.). Starting in January I will be down to only one full time job, and one side business I run with my wife. I also hope to have more time to write for fun (blogging).
Here is how we did on our goals we set for 2016 for November: